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Title: EXTENT OF FINANCIAL INCLUSION AMONG TRIBAL PEOPLE OF WAYANAD DISTRICT
Authors: Niranjana Govind
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Niranjana Govind Asst. Professor on contract, Department of Economics, Pazhassiraja college, Pulpally
MLA 8 Govind, Niranjana. "EXTENT OF FINANCIAL INCLUSION AMONG TRIBAL PEOPLE OF WAYANAD DISTRICT." Int. j. of Social Science and Economic Research, vol. 4, no. 2, Feb. 2019, pp. 1288-1293, ijsser.org/more2019.php?id=95. Accessed Feb. 2019. APA Govind, N. (2019, February). EXTENT OF FINANCIAL INCLUSION AMONG TRIBAL PEOPLE OF WAYANAD DISTRICT. Int. j. of Social Science and Economic Research, 4(2), 1288-1293. Retrieved from ijsser.org/more2019.php?id=95 Chicago Govind, Niranjana. "EXTENT OF FINANCIAL INCLUSION AMONG TRIBAL PEOPLE OF WAYANAD DISTRICT." Int. j. of Social Science and Economic Research 4, no. 2 (February 2019), 1288-1293. Accessed February, 2019. ijsser.org/more2019.php?id=95.
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Abstract: Financial inclusion has become one of the most important objectives of the Government of India. Major efforts have been made in the last few years to bring the excluded sections of the society into the financial net. The extent of success has become a subject of analysis and this paper examines the impact of financial inclusion and literacy among the tribal people in Wayanad district and gender wise difference in benefits received, using a sample from selected tribal areas of Pulpally panchayath. It was found that there has not been any difference in the usage of banking facility provided. Their financial literacy seems to be limited to using bank accounts mainly for receiving payments from NREG programme, government subsidies and scholarships. Again digital illiteracy prevents them from using electronic facilities like e-banking and ATM cards.

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