International Journal of Social Science & Economic Research
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Title:
BANK BRANCH NETWORK EXPANSION AND FINANCIAL PERFORMANCE: AN EMPIRICAL SURVEY OF NIGERIAN BANKING SYSTEM

Authors:
ONUORAH, A. C. (PhD. F,cfian) , OBORO, O. G. (Ph.D.) and OKOH E. O. (M.Sc.)

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ONUORAH, A. C. (PhD. F,cfian) 1 , OBORO, O. G. (Ph.D.)2 and OKOH E. O. (M.Sc.) 3
1,3. DEPARTMENT OF BANKING AND FINANCE, FACULTY OF MANAGEMENT SCIENCES, DELTA STATE UNIVERSITY, ABRAKA, DELTA STATE NIGERIA
2. DEPARTMENT OF BANKING AND FINANCE, FACULTY OF ADMINISTRATION AND MANAGEMENT, DELTA STATE UNIVERSITY OF SCIENCE AND TECHNOLOGY, OZORO, DELTA STATE, NIGERIA

MLA 8
A.C., ONUORAH, et al. "BANK BRANCH NETWORK EXPANSION AND FINANCIA PERFORMANCE: AN EMPIRICAL SURVEY OF NIGERIAN BANKING SYSTEM." Int. j. of Social Science and Economic Research, vol. 7, no. 2, Feb. 2022, pp. 266-286, doi.org/10.46609/IJSSER.2022.v07i02.001. Accessed Feb. 2022.
APA 6
A.C., O., O.G., O., & E.O., O. (2022, February). BANK BRANCH NETWORK EXPANSION AND FINANCIA PERFORMANCE: AN EMPIRICAL SURVEY OF NIGERIAN BANKING SYSTEM. Int. j. of Social Science and Economic Research, 7(2), 266-286. Retrieved from doi.org/10.46609/IJSSER.2022.v07i02.001
Chicago
A.C., ONUORAH, OBORO O.G., and OKOH E.O. "BANK BRANCH NETWORK EXPANSION AND FINANCIA PERFORMANCE: AN EMPIRICAL SURVEY OF NIGERIAN BANKING SYSTEM." Int. j. of Social Science and Economic Research 7, no. 2 (February 2022), 266-286. Accessed February, 2022. doi.org/10.46609/IJSSER.2022.v07i02.001.

References

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ABSTRACT:
This paper analyzed the growth and financial results of the bank branch network: An empirical survey of the Nigerian banking system. Time series data from the Central Bank of Nigeria (CBN) quarterly annual report was used (2020) and Nigeria Deposit Insurance Corporation (2020). The study spanned from 1989 to 2020. The research applied statistical approaches to econometrics and was focused on the error correction model ( ECM) for stationarity, cointegration, and model estimation testing. The results showed that the sequence was stationary and co-integrated at none * with a long-term relationship as ECM (-1) co-efficient was negative and important at 5%. The results indicated that bank Total Asset (LnBAS) and bank asset development (LnBAG) have a positive impact on Nigeria's bank deposit base (total bank deposit / GDP).However, during the time the total number of banks network (LnTNB) and the prime lending rate (LnPLR) has a negative influence on the bank deposit base (total bank deposit / GDP) (LnBDB). Accordingly, the researcher concluded that bank deposit base (total bank deposit / GDP) (LnBDB) in Nigeria was guided during the period by the total number of banks network (LnTNB) and bank asset growth (LnBAG).Inflation rate as control variable has had a major positive long-term impact on the bank deposit base (total bank deposit / GDP) (LnBDB), hence it was suggested that to sustain a high bank deposit base (total bank deposit / GDP) (LnBDB), the total number of banks network should be increased over the period (LnTNB) and efforts should be made to strengthen the growth of bank assets (LnB).

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