International Journal of Social Science & Economic Research
Submit Paper

Title:
FINANCIAL INCLUSIVITY OF TIBETANS IN INDIA

Authors:
Anmol Jain

|| ||

Anmol Jain
Modern School, Barakhamba Road, New Delhi, India

MLA 8
Jain, Anmol. "FINANCIAL INCLUSIVITY OF TIBETANS IN INDIA." Int. j. of Social Science and Economic Research, vol. 7, no. 10, Oct. 2022, pp. 3376-3392, doi.org/10.46609/IJSSER.2022.v07i10.012. Accessed Oct. 2022.
APA 6
Jain, A. (2022, October). FINANCIAL INCLUSIVITY OF TIBETANS IN INDIA. Int. j. of Social Science and Economic Research, 7(10), 3376-3392. Retrieved from https://doi.org/10.46609/IJSSER.2022.v07i10.012
Chicago
Jain, Anmol. "FINANCIAL INCLUSIVITY OF TIBETANS IN INDIA." Int. j. of Social Science and Economic Research 7, no. 10 (October 2022), 3376-3392. Accessed October, 2022. https://doi.org/10.46609/IJSSER.2022.v07i10.012.

References

[1]. Arendonk, A. van. (2015). (rep.). The development of the share of agriculture in GDP and employment. Retrieved from https://edepot.wur.nl/342795.
[2]. Arya, T. (2020, June 22). Tibet, Tibetan refugees and The way ahead. Central Tibetan Administration. Retrieved from https://tibet.net/tibet-tibetan-refugees-and-the-way-ahead/
[3]. Babin, R. (2021). Livelihood Opportunities of Refugees: A Study of Tibetans in Arunachal Pradesh . Mizoram University Journal of Humanities & Social Sciences, VII(2).
[4]. Choedon, Y. (2018). The unintended consequences of India's policy on citizenship for Tibetan refugees. Manohar Parrikar Institute for Defence Studies and Analyses. Retrieved October 6, 2022, from https://www.idsa.in/policybrief/unintended-consequences-of-india-policy-on-citizenship-for-tibetan-refugees-ychoedon-230218
[5]. Demirguc-Kunt,Asli; Klapper,Leora; Singer,Dorothe; Ansar,Saniya; Hess,Jake Richard. The Global Findex Database 2017 : Measuring Financial Inclusion and the Fintech Revolution (English). Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/332881525873182837/The-Global-Findex-Database-2017-Measuring-Financial-Inclusion-and-the-Fintech-Revolution
[6]. Department of Education. Central Tibetan Administration. (n.d.). Retrieved October 7, 2022, from https://tibet.net/department/education/
[7]. Financial inclusion. World Bank. (n.d.). Retrieved October 6, 2022, from https://www.worldbank.org/en/topic/financialinclusion
[8]. Global e-commerce jumps to $26.7 trillion, fuelled by covid-19. United Nations News. (2021, May 3). Retrieved October 7, 2022, from https://news.un.org/en/story/2021/05/1091182
[9]. International Labour Organization. (2020, March 6). Gender and Financial Inclusion. Gender and financial inclusion. Retrieved October 6, 2022, from https://www.ilo.org/empent/areas/social-finance/WCMS_737729/lang--en/index.htm
[10]. McConnell, F. (2011). A state within a State? exploring relations between the Indian state and the Tibetan community and government-in-exile. Contemporary South Asia, 19(3), 297–313. https://doi.org/10.1080/09584935.2011.594160
[11]. Nanda, K., & Kaur, M. (2016). Financial Inclusion and Human Development: A cross-country evidence. Management and Labour Studies, 41(2), 127–153. https://doi.org/10.1177/0258042x16658734
[12]. PROST, A. U. D. R. E. Y. (2006). The problem with ‘rich refugees’ sponsorship, capital, and the informal economy of Tibetan refugees. Modern Asian Studies, 40(1), 233–253. https://doi.org/10.1017/s0026749x06001983
[13]. Purohit, K. (2019, March 21). After 60 years in India, why are Tibetans leaving? Al Jazeera. Retrieved October 7, 2022, from https://www.aljazeera.com/features/2019/3/21/after-60-years-in-india-why-are-tibetans-leaving
[14]. Rana, S. (2019, December 25). Community in exile: India's 'little Tibet'. The Diplomat. Retrieved October 7, 2022, from https://thediplomat.com/2019/12/community-in-exile-indias-little-tibet/#:~:text=But%20ever%20since%20the%20invasion,and%20settlements%20in%20India%20today
[15]. Rajan, S. I. (2022). Household economy and livelihood strategies among Tibetan refugees. In The Routledge Handbook of Refugees in India. essay, Routledge.
[16]. Seetharaman, A. (n.d.). Tibetan refugees in India: The challenges of applying for Indian Citizenship. Digital Himalaya, University of Cambridge. Retrieved from https://himalaya.socanth.cam.ac.uk/collections/journals/ret/pdf/ret_54_05.pdf
[17]. Shanker, Roshni (2020) Financial inclusion for refugees in India – a study on the practical access to banks and financial systems.
[18]. The Tibetan Rehabilitation Policy, 2014. (2014). Retrieved from https://www.mha.gov.in/sites/default/files/FFR_ANNEXURE_A_17092019.pdf.
[19]. The United States Agency for International Development , 2016, Financial Inclusion of Tibetan Refugees in India, https://pdf.usaid.gov/pdf_docs/PA00TK3D.pdf.
[20]. World Bank. (2021). (rep.). 2021 Global Findex Questionnaire. Retrieved from https://thedocs.worldbank.org/en/doc/62b680b8e92d0f3631cfe82728b00a39-0050062022/original/Findex-2021-Questionnaire.pdf.

ABSTRACT:
Financial Inclusion, as defined by the World Bank, refers to individuals’ and businesses’ access to useful and affordable financial products and services that meet their needs. Tibetan Refugees, due to their lack of Indian Citizenship and other factors, often face barriers to financial inclusion. This paper aimed to understand the level of financial inclusivity in Tibetan Refugees and to find the causes behind the lack of inclusivity. A convenience sampling method was used to collect data from Tibetan Refugees living in Delhi. Nineteen Refugees belonging to both genders from Delhi responded to the survey. All Tibetan Refugees were found to have a bank within 2 kms of their residence. However, they have been seen to be involved actively in the cash or parallel economy rather than the formal economy. This paper can be used to influence government policy regarding Tibetan Refugees. It can also help non-governmental organisations to provide assistance to them.

IJSSER is Member of